Hi. My name is Dennis Watkins. I’m an independent health insurance broker/owner with 25+ years’ experience. I work with individuals, families, businesses (of any size), sole proprietors, and 1099’s. I work out of my home office located in the Space Coast area of Florida, but I service the entire State of Florida. I also hold an active non-resident license in the State of Texas. Additionally, I can offer many of my products and services in all 50 States. My primary role is to help “you” find a health care plan that meets “your” needs!
It all starts with a face-to-face meeting (live or virtual). My process of finding you a plan that meets your needs is more than just running quotes. Whether I’m meeting with an individual or a group of employees, my discovery process is the same. I also educate consumers on the different types of health insurance plans available to them. Most consumers are familiar with traditional plans found on the Exchange (Affordable Care Act/Marketplace Plans). Plans like Blue Cross Blue Shield are considered fully-insured plans. They of course cover pre-existing medical conditions, but can come with higher out-of-pocket costs. With this plan, consumers may qualify for a Subsidy depending on their income level.
Other healthcare plans that consumers may not be aware of are Self-Funded and Level-Funded plans. These two plan options are a viable alternative to a traditional ACA plan. These plans can also offer greater flexibility, control, and cost-saving opportunities.
If you need help navigating the health insurance maze, let me “un-complicate” the process for you. Feel free to call or email me. You can also click on my calendar (in the upper right corner) to schedule a 30-minute call with me.